Terms and Conditions
TERMS AND CONDITIONS
Agreement & Acceptance
By using this website and its services, users agree to abide by all terms established by Vivek Kr Singh, SEBI Registered Research Analyst (Registration No: INH000010812).
These terms are binding for all clients and visitors.
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✅ Eligibility and Service Coverage
* Clients must be at least 18 years old.
* Services are limited to financial offerings, primarily focused on stock market research and recommendations.
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✅ Intellectual Property and Use
All content, research reports, materials, and intellectual property available on this website are owned by Vivek Kr Singh.
These may not be copied, reproduced, distributed, or shared without prior written consent.
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✅ Client Obligations and Registration
* Clients must provide accurate and complete information during registration.
* Clients are responsible for maintaining the confidentiality of login credentials and payment details.
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✅ Payment Terms & Refund Policy
* Clients agree to pay the specified fees for services as communicated at the time of purchase.
* Refunds may be provided on a pro-rata basis for unused services.
* Services already utilized are non-refundable.
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✅ Research Service Terms and Conditions
We are committed to providing reliable and accurate research reports and recommendations to our registered clients.
* Independent Opinions:
All views expressed are honest and independent opinions of the analyst(s).
* Compensation:
Analyst compensation is not linked to any recommendations or opinions.
* Basis of Recommendations:
Recommendations are based on publicly available information believed to be reliable at the time of publication.
* Investment Horizon:
Unless specified otherwise, recommendations are intended for a 12-month investment horizon.
* Interpretation of Ratings:
Ratings are based on absolute returns (positive or negative).
* Market Fluctuations:
Prices of securities may fluctuate significantly due to market volatility or company-specific events.
* Rating Revisions:
We reserve the right to update, revise, or withdraw recommendations at any time.
* Change of Opinions:
Opinions may change without prior notice, and there is no obligation to inform clients.
* Market Risks:
Clients must evaluate risks carefully, including partial or total capital loss.
* Third-Party Reports:
Any third-party information used is reviewed to avoid misleading or incorrect data.
✅ No Profit Guarantee & Risk Disclaimer
* All research and recommendations are provided for informational purposes only.
* We do not guarantee profits or specific returns.
* Financial markets involve inherent risks.
Clients are solely responsible for their investment decisions and outcomes.
Vivek Kr Singh and this website shall not be liable for any losses, damages, or consequences arising from the use of services.
Clients must read and accept all associated:
* Risks
* Disclosures
* Disclaimers
* Refund policies
* MITC (Most Important Terms & Conditions)
* Investor Charter
* Client consent
before using any services.
Any negligence in understanding these will not be entertained.
> This is in accordance with SEBI (Research Analyst) Regulations, 2014 for investor protection.
If any discrepancy is found in KYC data from KRA agencies, research services may be terminated immediately without prior notice.
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🔗 SEBI References & Verification
* Verify Registration:
[https://www.sebi.gov.in/sebiweb/other/OtherAction.do?doRecognisedFpi=yes&intmId=14](https://www.sebi.gov.in/sebiweb/other/OtherAction.do?doRecognisedFpi=yes&intmId=14)
* MITC:
[https://www.sebi.gov.in/legal/circulars/feb-2025/most-important-terms-and-conditions-mitc-for-research-analysts_91965.html](https://www.sebi.gov.in/legal/circulars/feb-2025/most-important-terms-and-conditions-mitc-for-research-analysts_91965.html)
* Research Analyst Guidelines:
[https://www.sebi.gov.in/legal/circulars/jan-2025/guidelines-for-research-analysts_90634.html](https://www.sebi.gov.in/legal/circulars/jan-2025/guidelines-for-research-analysts_90634.html)
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✅ Other Business Activities
* Research Analyst activities are conducted independently, as per SEBI regulations.
* Educational services, consultancy, and third-party offerings are separate from RA services.
* Fees collected for such services are not considered research fees.
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✅ Indemnification & Liability
Users agree to indemnify and hold harmless Vivek Kr Singh from any losses, claims, or legal actions arising from:
* Use or misuse of the website
* Violation of these terms
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✅ Cancellations, Modifications & Jurisdiction
* The Owner reserves the right to modify, update, or terminate services and terms at any time.
* Clients are responsible for staying updated with any changes.
Jurisdiction:
All legal matters shall be subject to the jurisdiction of Lucknow, Uttar Pradesh, India.